Buy and Sell with Total Confidence

Whether you are buying that dream item or selling to eager customers online, PayScrow provides a secure and transparent way to safeguard your transactions, ensuring your money stays safe and your orders reach you as promised.

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  • Get committed buyers from the start.
  • Say goodbye to pay-on-delivery troubles.
  • Avoid payment scams and fraud
  • Boost sales with increased buyer confidence.
  • Eliminate buyer hesitation, close deals faster
  • Buy confidently from unfamiliar sellers online
  • Secure payments until orders arrive
  • Shop confidently knowing your money is safe
  • Get products delivered as promised
  • Avoid potential scams and fraudulent sellers.

How Works

Buyers and sellers can be rest assured that their money and valuable products for every transaction is secured every step of the way. We are more than just a payment solution; we are the enablers of seamless and secure online transactions.

1. Buyer and Seller agree to terms

2. Buyer submits payment to PayScrow

3.Seller delivers order to buyer

4. Buyer approves goods or services

5. Payscrow releases payment to seller

What Can You Buy & Sell Using PayScrow?

PayScrow empowers you to engage in a wide range of buying and selling activities, all while enjoying the peace of mind that comes with using a trusted escrow service.

Physical Products

  • General Merchandise
  • Electronics (Phones, Laptops, Gadgets)
  • Automobile (Cars, Bikes, Accessories)
  • Jewelry, Watches, and Fashion
  • Beauty (Skincare, Makeup, Hair)
  • And more...


  • Freelance Services (Design, Writing, etc.)
  • Home (Cleaning, Repairs, Renovations)
  • Virtual Assistance
  • Marketing and Creative Services
  • Real Estate (Buy, Sell, Rent, etc.)
  • And more...

Digital Products

  • E-books and Digital Publications
  • Software and Applications
  • Web, Mobile & Software Development
  • Social Media Accounts and Channels
  • Email Lists, Domains, Databases
  • And more...
PayScrow Pay

Escrow Pay

Simply setup and share a payment link with the seller, and PayScrow takes care of the rest. We secure the funds until both you and the seller meet the transaction terms.

Broker A Deal

Facilitate transactions among multiple parties, all while earning a fee. Whether you're connecting buyers with sellers or managing intricate deals, PayScrow helps you navigate the process smoothly.

Broker A Deal
Milestone Escrow Payment

Milestone Escrow Payment

Break down projects into milestones, set clear deliverables and release funds only when each milestone is successfully achieved.

API Integration

Integrate with our platform and leverage our secure escrow solution to provide your users with a reliable and efficient transaction process.

API Integration

What Users Have to Say

  • “It's a cool escrow platform for receiving payments from my clients. The favourite part for me is its easy to use and gives me the peace of mind I need to focus on service delivery without chasing payment.”

    Nkem Jude - Freelance Graphics Designer
  • “The first time I used it to order a generating set for my business, I was skeptical, to be honest. My consolation was that I could still see my money on my dashboard till the merchant delivered my order. Then I fully understood its value.”

    Glory Edet - Fashion Designer
  • “Thanks to PayScrow we didn't go ahead to deliver an order without seeing the payment on our dashboard. Before now, we would have incurred logistics cost and made no sales. You have redefined pay on delivery for us.”

    Mark Magnus - Merchant



Understand the basics of PayScrow's secure online payment solution

What is PayScrow?
PayScrow is an online escrow solution designed to enhance trust and security in digital transactions. It offers escrow services that protect both buyers and sellers.
How does PayScrow work?
PayScrow acts as a trusted intermediary, securing funds until both parties confirm that the transaction terms are met. This minimizes the risk of fraudulent transactions.
How is my money secured?
All PayScrow payments are processed with PCI/DSS Certified payment processors and all funds are safely held in a CBN-Licensed Deposit Money Bank.

Understand the transparent and flexible transaction fee structure of PayScrow's services.

How much does PayScrow charge for its services?
PayScrow charges a transparent fee of 2% + ₦100 of the transaction amount. This fee can be paid by either the buyer or the seller, or it can be split between both parties.
Are there any additional fees?
No, the 2% + ₦100 transaction fee covers the cost of using PayScrow's services. There are no hidden charges or extra fees.
What is the minimum and maximum transaction amount?
The minimum transaction amount is ₦1,000, and there is no maximum limit.
Who pays for the transaction fee?
The transaction fee of 2% + ₦100 is paid by either the buyer or the seller, or it can be split between both parties based on the mutual agreement reached during the transaction.

Understand how PayScrow protects your privacy and data.

Is my personal information safe with PayScrow?
Yes, PayScrow takes privacy seriously. We adhere to strict security measures, including SSL encryption and data protection protocols, to ensure the safety of your information.
Does PayScrow share my data with third parties?
No, PayScrow does not share your data with any third parties. PayScrow is in full compliance with the Nigeria Data Protection Regulations.
Dispute Resolution

Learn about how PayScrow resolves transaction disputes.

What happens if a dispute arises during a transaction?
In case of a dispute, PayScrow provides a seamless dispute resolution process. Our team helps mediate and resolve issues to ensure a fair outcome for both parties.
How long does the dispute resolution procedure take?
The duration of the dispute resolution process depends on the complexity of the issue. However, PayScrow aims to address and resolve disputes in a timely manner.
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