The Safest Way to

Protect your transactions and trade with peace of mind using PayScrow –
your secure solution for buying, selling, renting, and paying online.

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Buy and Sell with Total Confidence

Whether you are buying that dream item or selling to eager customers online, PayScrow provides a secure and transparent way to safeguard your transactions, ensuring your money stays safe and your orders reach you as promised.

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  • Buy confidently from unfamiliar sellers
  • Secure payments until orders arrive
  • Shop confidently knowing your money is safe
  • Get products delivered as promised
  • Avoid potential scams and fraudulent sellers
  • Get committed buyers from the start
  • Say goodbye to pay-on-delivery troubles
  • Avoid payment scams and fraud
  • Boost sales with increased buyer confidence
  • Eliminate buyer hesitation, close deals faster

How Works

Buyers and sellers can be rest assured that their money and valuable products for every transaction is secured every step of the way. We are more than just a digital escrow transaction platform; we are the enablers of seamless, safe and secure transactions.

1. Buyer and Seller agree to terms

2. Buyer submits payment to PayScrow

3.Seller delivers order to buyer

4. Buyer approves goods or services

5. Payscrow releases payment to seller

What Can You Buy & Sell Using PayScrow?

PayScrow empowers you to engage in a wide range of buying and selling activities, all while enjoying the peace of mind that comes with using a trusted escrow service.

Physical Products

  • General Merchandise
  • Electronics (Phones, Laptops, Gadgets)
  • Automobile (Cars, Bikes, Accessories)
  • Jewelry, Watches, and Fashion
  • Beauty (Skincare, Makeup, Hair)
  • And more...


  • Freelance Services (Design, Writing, etc.)
  • Home (Cleaning, Repairs, Renovations)
  • Virtual Assistance
  • Marketing and Creative Services
  • Real Estate (Buy, Sell, Rent, etc.)
  • And more...

Digital Products

  • E-books and Digital Publications
  • Software and Applications
  • Web, Mobile & Software Development
  • Social Media Accounts and Channels
  • Email Lists, Domains, Databases
  • And more...
PayScrow Pay

Escrow Payment Invite

Simply set up and share a payment link with the buyer, and PayScrow takes care of the rest. We receive and secure the funds until both the buyer and the seller meet the transaction terms.

B2B Escrow API Integration

Integrate payscrow escrow service into your business platform to securely safeguard funds until specified conditions are met. Our B2B API is highly customizable to meet the unique needs of diverse businesses and scalable to accommodate growth.

B2B Escrow API Integration

What Users Have to Say

  • “It's a cool escrow platform for receiving payments from my clients. The favourite part for me is its easy to use and gives me the peace of mind I need to focus on service delivery without chasing payment.”

    Nkem Jude - Freelance Graphics Designer
  • “The first time I used it to order a generating set for my business, I was skeptical, to be honest. My consolation was that I could still see my money on my dashboard till the merchant delivered my order. Then I fully understood its value.”

    Glory Edet - Fashion Designer
  • “Thanks to PayScrow we didn't go ahead to deliver an order without seeing the payment on our dashboard. Before now, we would have incurred logistics cost and made no sales. You have redefined pay on delivery for us.”

    Mark Magnus - Merchant



Understand the basics of PayScrow's secure digital payment solution

What is PayScrow?
PayScrow is a digital escrow solution designed to enhance trust and security in digital transactions. It offers escrow services that protect both buyers and sellers.
How does PayScrow work?
PayScrow acts as a trusted intermediary, securing funds until both parties confirm that the transaction terms are met.
How is my money secured?
All PayScrow payments are processed with PCI/DSS Certified payment processors and all funds are safely held in a CBN-Licensed Deposit Money Bank.

Understand the transparent and flexible transaction fee structure of PayScrow's services.

How much does PayScrow charge for its services?
PayScrow charges a transparent fee of 2% + ₦100 of the transaction amount. This fee can be paid by either the buyer or the seller, or it can be split between both parties.
Are there any additional fees?
No, the 2% + ₦100 transaction fee covers the cost of using PayScrow's services. There are no hidden charges or extra fees.
What is the minimum and maximum transaction amount?
The minimum transaction amount is ₦1,000, and there is no maximum limit.
Who pays for the transaction fee?
The transaction fee of 2% + ₦100 is paid by either the buyer or the seller, or it can be split between both parties based on the mutual agreement reached during the transaction.

Understand how PayScrow protects your privacy and data.

Is my personal information safe with PayScrow?
Yes, we take privacy seriously. We adhere to strict security measures, including SSL certificate, data encryption and protection protocols and our business entity is in full compliance with the Nigerian Data Protection Regulations (NDPR).
Does PayScrow share my data with third parties?
No, PayScrow does not share your data with any third parties. PayScrow is in full compliance with the Nigeria Data Protection Regulations.
Dispute Resolution

Learn about how PayScrow resolves transaction disputes.

What happens if a dispute arises during a transaction?
In case of a dispute, PayScrow provides a seamless dispute resolution process. Our team helps mediate and resolve issues to ensure a fair outcome for both parties.
How long does the dispute resolution procedure take?
The duration of the dispute resolution process depends on the complexity of the issue. However, PayScrow aims to address and resolve disputes in a timely manner.
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